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The Financial Education Seminars Network provides Human Resource Executives and Benefits Managers with turnkey online employee retirement planning education programs designed to increase 401(k) plan participation, while mitigating potential liabilities under ERISA 404(c). The modules are accessible to employees from any computer, 24 hours a day, 7 days a week. Employee usage is tracked and reported to HR on a periodic basis in easy to read, durable reports.

Why Human Resource Executives and Benefits Managers call us:

• They need to increase 401(k) plan participation,
• They want their employees to have the benefits of knowing more about how to handle their finances,
• They want to protect their organization from potential liabilities related to the benefits they provide, and
• They want to do all this without reducing employee productivity

Educate Your Employees on Their Own Time and at Their Own Speed

You subscribe…
We…

• Host the modules on our servers, minimizing the involvement of your IT staff
• Create and distribute email announcements about the programs available
• Send follow-up reminder emails to non-participants
• Provide comprehensive reports to HR on participation and comprehension
• Update the modules annually to keep up with changes in contribution limits

The Financial Education Seminars Network is built to be flexible and simple to use. Your employees can be learning the basics of personal finance within minutes of your subscription. Empower your employees with the knowledge they need to make informed financial decisions. They will thank you with higher productivity, reduced absenteeism, and improved appreciation of their benefits.

Basic Package

The basic package includes the following modules. This modules will provide your employees with the basics that they need to plan for their retirements and to invest in the 401k. Each module is about 20 minutes and includes the necessary worksheets and links for the employee to develop his or her own retirement plan.

Investing In Your Retirement: 401(k) Basics
Purpose: Gives employees an understanding of why using your company’s 401(k) plan is a good idea.
Audience: Any employees who have not invested in the 401(k) or those invested in the 401(k) through automatic enrollment who have not increased their contributions.

Investing In Your Retirement: 401(k) Investment Strategies
Purpose: Enables employees to understand which 401(k) plan investments and strategies are most appropriate for achieving the financial goals they have.
Audience: Anyone who has a desire for a greater ability to make informed investment decisions with his or her 401(k).

Early Career Retirement Planning (under 40)
Purpose: To demonstrate to those early in their career why now is the best time to save for retirement. Participants also get an understanding of how to set a retirement goal.
Audience: Anyone who wants to take charge of their financial future during the early years of their career. Geared towards employees under 40.

Mid-Career Retirement Planning (35-50)
Purpose: To teach participants how to set up a plan and stay on track for retirement without short-changing other financial goals. Participants will also learn to evaluate the tax implications of various investments, and consider the option of early retirement.
Audience: Those who understand the basics of retirement planning and guidance on making good investment decisions during the middle years of their career.

Home Stretch Retirement Planning (50+)
Purpose: To teach participants how to plan for a successful transition from work life into a comfortable and secure retirement.
Audience: For those who want to take charge of their financial future as they approach or enter retirement.

Extended Package

The extended package includes the modules from the basic package as well as the modules listed below. These modules will provide your employees with the information they need to handle every day financial situations. Financially literate employees tend to be more productive and suffer from less stress on and off the job. Each module is about 20 minutes and includes the necessary worksheets and links for the employee to develop his or her own financial plan and credit and debt management plan.

Basic Financial Planning and Organization
Purpose: Participants who complete this course will improve their ability to assume responsibility for their financial future. By participating in informative and interactive exercises, participants will develop an action plan for achieving all their financial goals.
Audience: Anyone who feels they lack basic financial knowledge and want to organize and take control of their finances.

Understanding Credit and Debt
Purpose: To teach participants how to manage credit and debt. Participants will gain the knowledge and skills required to build and maintain a good credit record.
Audience: Those employees who want to take more control of their finances. Geared towards younger participants who are interested in the best ways to build their credit and to pay off or avoid debt.

Please contact us at 1 (800) 483-0721 to discuss your employees' education needs.